Elite Gold Current Account

Enjoy a personalised banking experience and receive superior services

Elite Gold Current Account

Welcome to a world of privileges with the Elite Gold Current Account


  • First international remittance free per month
  • Earn Stars on purchases and account balances
  • 4 free international and GCC ATM cash withdrawals per month

Enjoy superior banking with free international remittances, exclusive lounge access and more.

With an Elite Gold Current Account, you will have high daily withdrawal limits, free unlimited ATM withdrawals in the UAE, and earn Stars for extra rewards.


  • The Total Relationship Balance (TRB) should be AED 500,000 equivalent and above

TRB = Current/Savings/Call Account Balance + Fixed Deposits + Investments

Required documents

  • Copy of valid Passport / Visa / Emirates ID (Originals must also be presented)
  • Salary certificate

Note: Additional documents may be required depending on case-by-case basis at the sole discretion of the Bank

Fees and charges

S.No Charge Description Frequency Value
A. Account Services
1 Minimum Balance requirement Daily NIL
2 Initial Minimum Deposit
Per Account AED 100,000*
3 Account Monthly Charges Monthly Free
4 Low Balance Charge Monthly Free
5 Account Closure Fee (if closed within 1 year of opening) Per request AED 50
6 Statement of Account Per cycle
Free within the agreed cycle, AED 25 outside the cycle
7 Teller Charge (A/c to A/c transfer, cash withdrawal cash deposit, cheque deposit, etc.) Per item 8 free per month, AED 10 afterwards
8 Utility payment (at branch) Per item AED 10
9 Interest on debit balance Monthly minimum charge 18% p.a. (min AED 175 p.m)##
10 Processing Fee for Overdraft At set-up AED 200
11 Release (Clearance) Letter Per request AED 50
B. Funds Transfer Fee
1 By Demand Draft, Payment Order through Central Bank (postage included) Per payment AED 25
2 By means of SWIFT Transfer in Foreign Currency Per payment AED 100/- for AUD, EUR, USD and
AED 80/- for remaining currencies
3 Within our branches Per payment NIL
4 By Manager Cheque Per item AED 30
C. Standing Instructions Fee
1 Standing Instructions Establishment Fee Per request NIL
2 Amendment Fee (excl. requests to defer/postpone payment) Per request AED 25
3 Standing Order favouring charity organisation within UAE Per payment NIL
D. Cheques  
1 First Cheque Book (at time of account opening) Per account Free  
2 Cheque Book delivery Fee Per item Free**
3 Cheque Collection Fees Per item Free  
4 Undelivered Cheque Book destroyed Per item AED 50
5 Returned Cheque Fees (when deposited into your account) Per item NIL  
6 Returned Cheque Fees (when drawn on your account) Per item AED 100
7 Stop Payment Instructions (cheque) Per item AED 50
8 Special Clearing of Non-branch Cheques Per item AED 100
E. Elite Gold MasterCard World Debit Card
1 Issuing Fee (for primary card) Per item Free  
2 Issuing Fee (for supplementary card) Per item Free  
3 Replacement for Lost/Stolen Card Per item AED 25
4 Cash withdrawal fees on our branch & Non-branch ATMs in UAE Per transaction Free  
5 Cash withdrawal fee on GCC Switch ATMs*** Per transaction AED 6 + 2% of transaction amount as FX charges
6 Cash withdrawal fee on International ATMs*** Per transaction AED 15 or 2.5% of withdrawn amount whichever is higher + 2% of transaction amount as FX charges
7 Balance Enquiry on our ATMs in the UAE Per request Free
8 Balance Enquiry on Non-branch ATMs in the UAE Per request AED 1
9 Declined Transaction on Non-branch ATMs in the UAE Per transaction AED 1
10 Balance Enquiry on GCC Net ATMs Per request AED 3
11 Uncollected Card destroyed by Bank Per item NIL
12 Copy of sales slip Per request AED 25

*Customer should achieve and maintain the Total Relationship Balance (TRB) of AED 500,000 within 2 months of account opening

**AED 50 charge applicable for instant cheque book delivery and third party delivery option respectively

***Free international and GCC ATM cash withdrawals (4 per month)
#1 free international remittance per month (AED Accounts only)

##Effective 25 May 2018, interest on debit balance will be revised from 18% p.a. to 19% p.a.


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Ways to Apply

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Phone Us

Lines Open 24/7

UAE Helpline

800 40 000

International Helpline

+971 2 410 3402

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