One Current Account

Enjoy an easy and flexible account designed with your busy lifestyle in mind

One Current Account

See how your finances can keep up with your fast-paced life


  • Enjoy 6 free teller transactions every month
  • Earn Stars on purchases and account balances
  • Enjoy 4 free cash withdrawals at any ATM in the UAE

With access to airport lounges, minimum balance waiver and more, you’ll find the One Account gives you the freedom of a hassle-free banking experience.


Click here to insert your account details and generate your IBAN

International Banking Account Number

Shop safely knowing your purchases come with an extended 12-month warranty as well as purchase protection


  • Only for UAE residents
  • Salaried customers: minimum monthly salary AED 10,000
  • Non-salaried customers: minimum initial deposit of AED 10,000

Required documents

  • Copy of valid Passport / Visa / Emirates ID (Originals must also be presented)
  • Salary certificate (Dated within the last 30 days)

Fees and charges

Charge Description Frequency Value
Minimum Balance   Daily AED 10,000 (to avail Stars on average balance)
Initial Deposit (for non-salaried customers) Per Account AED 10,000  
Account Monthly Charges Monthly Free
Low Balance Charge
Monthly Free (Salaried accounts)
AED 25 (Non-Salaried accounts)
Account Closure Fee Per request AED 100 (if closed within 1 year); NIL (if closed after 1 year)
Standing Instructions Establishment Fee Per request AED 50
Payment Execution Fee
- By means of Demand Draft, Payment Order through Central Bank (postage included) Per payment AED 25
- By means of SWIFT Transfer in Foreign Currency (plus applicable charges of SWIFT) Per payment AED 15
- Within our branches Per payment NIL
Amendment Fee (excl. requests to defer/ post-pone payment) Per request AED 25
Standing Order favoring charity organization within UAE Per payment NIL
Release (Clearance) Letter Per request AED 50
Statement of Account Per cycle Free within the agreed cycle, AED 25 outside the cycle
Teller Charge (A/c to A/c transfer, cash withdrawal, cash deposit, cheque deposit, etc.) Per item 6 free per month, AED 10 afterwards
Utility payment (at branch) Per item AED 10
Interest on debit balance Monthly minimum charge 18% p.a. (min AED 175 p.m.)**
Processing Fee for Over-draft At setup AED 200
Manager’s Cheque Per item AED 30
First Cheque Book (at time of account opening)   Free
Delivery of Cheque Book by courier Per item AED 25
Collection of Cheque Book at branch
Per item AED 50
Cheque Collection Fees (inside the UAE) Per item Free
Undelivered Cheque Book destroyed Per item AED 50
Returned Cheque Fees (when deposited into your account) Per item NIL
Returned Cheque Fees (when drawn on your account) Per item AED 100
Stop Payment Instructions (cheque) Per item AED 50
Special Clearing of Non-branch Cheques Per item AED 100
Debit Card
Issuing Fee (for primary card) Per item Free
Issuing Fee (for supplementary card) Per item AED 25
Replacement for Lost/ Stolen Card Per item AED 25
International Transaction Fee Per transaction 2% of transaction amount
Cash withdrawal fees on non ATMs in UAE Per transaction Free
Cash withdrawals at any Non-branch ATMs in the UAE
Per transaction Free*
Withdrawal Fee on GCC Net ATMs Per transaction AED 6 + 2% of transaction amount as FX Charges 
Balance Inquiry on our ATMs in the UAE Per request Free
Balance Inquiry on Non-branch ATMs in the UAE Per request AED 1
Declined Transaction on Non-branch ATMs in the UAE Per transaction AED 1
Balance Inquiry on GCC Net ATMs Per request AED 3
Withdrawal on International ATMs Per transaction AED 15 or 2.5 % of withdrawn amount whichever is higher + 2% of transaction amount as FX Charge
Uncollected Card destroyed by Bank Per item NIL
Copy of sales slip Per request AED 25

*(With effect from 22nd June 2015, 4 Cash withdrawals are free in a month at any Non-branch ATMs in the UAE. Beyond 4 transactions there will be a charge of AED 2 per withdrawal)

**Effective 25 May 2018, interest on debit balance will be revised from 18% p.a. to 19% p.a.

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Ways to Apply

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600 52 5500

International Helpline

+971 2 6811511

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