Personal Ladies Current Account (Al Nada)

Enjoy a range of attractive features and benefits to suit your lifestyle

Personal Ladies Current Account

Shop safely and enjoy low interest rates and much more

Highlights

  • Reduced interest rate on credit cards
  • Free lounge access at selected airports
  • 50% off annual charge for safe deposit boxes

IBAN

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International Banking Account Number

Travel in style with our exclusive lounge access to many airports throughout the region and much more

Eligiblity

  • For ladies above 21 years of age
  • Salaried and non-salaried customers are eligible
  • Available for UAE Nationals and resident expats

Required documents

  • Copy of valid Passport / Visa / Emirates ID (Originals must also be presented)
  • Salary certificate (Dated within the last 30 days)

Fees and charges

Charge Description Frequency Value
Minimum Balance Monthly AED 3000
Initial Minimum Deposit Per Account AED 1000
Account Monthly Charges Monthly NIL
Low Balance Charge Monthly AED 25 (from 2nd month onwards)
Account Closure Fee Per request AED 100 (if closed within 1 year); NIL (if closed after 1
year)
Standing Instructions Establishment Fee Per request AED 50
Payment Execution Fee
- By means of Demand Draft, Payment Order through Central Bank (postage included) Per payment AED 25
- By means of SWIFT Transfer in Foreign Currency (plus applicable charges of SWIFT) Per payment AED 15
- Within NBAD branches Per payment NIL
Amendment Fee (excl. requests to defer/ postpone payment) Per request AED 25
Standing Order favoring charity organization within UAE Per payment NIL
Release (Clearance) Letter Per request AED 50
Statement of Account Per cycle Free within the agreed cycle, AED 25 outside the cycle
Teller Charge (A/c to A/c transfer, cash withdrawal, cash deposit, cheque deposit, etc.) Per item 6 free per month, AED 10 afterwards
Utility payment (at branch) Per item AED 10 per transaction
Interest on debit balance Monthly minimum charge 18% p.a. (min AED 175 p.m.)
Processing Fee for Overdraft At setup AED 200
Manager’s Cheque Per item AED 30
Cheques
First Cheque Book (at time of account opening)   Free
Delivery of Cheque Book by courier Per item AED 25
Collection of Cheque Book at branch Per item AED 50
Cheque Collection Fees (inside the UAE) Per item NIL
Undelivered Cheque Book destroyed Per item AED 50
Returned Cheque Fees (when deposited into your account) Per item NIL
Returned Cheque Fees (when drawn on your account) Per item AED 100
Stop Payment Instructions (cheque) Per item AED 50
Special Clearing of Non-NBAD Cheques Per item AED 100
Debit Card
Issuing Fee (for primary card) Per item Free
Issuing Fee (for supplementary card) Per item Free
Replacement for Lost/ Stolen Card Per item AED 25
International Transaction Fee Per transaction 2% of transaction amount
Cash withdrawal fees on NBAD ATMs in UAE Per transaction Free
Cash withdrawal fees on Non-NBAD ATMs in UAE Per transaction AED 2
Withdrawal Fee on GCC Net ATMs Per transaction AED 6 + 2% of transaction amount as FX Charges
Balance Inquiry on NBAD ATMs in the UAE Per request
Free
Balance Inquiry on Non-NBAD ATMs in the UAE Per request AED 1
Declined Transaction on Non-NBAD ATMs in the UAE Per transaction AED 1
Balance Inquiry on GCC Net ATMs Per request AED 3
Withdrawal on International ATMs Per transaction AED 15 or 2.5 % of withdrawn amount whichever is higher + 2% of transaction amount as FX Charges 
Uncollected Card destroyed by Bank Per item NIL
Copy of sales slip Per request AED 25
Other Charges
Installment deferral fees   AED 100
Safe Deposit Boxes - 50% off on annual charges    
- Small   AED 300 p.a.
- Medium   AED 400 p.a.
- Large   AED 750 p.a.
- Extra Large   AED 1000 p.a.
Interest on credit card   1.5% p.m.

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