NBAD Real Madrid Elite Gold Current Account

Exclusive football fan privileges with our co-branded current account

NBAD Real Madrid Elite Gold Current Account

Get closer to the action with your exclusive rewards and offers


  • No minimum balance required
  • Earn NBAD Stars rewards on purchases
  • First international remittance free per month

Score more great benefits with this exclusive Real Madrid account and travel the world like a football star

With everything from exclusive airport lounge access to NBAD Stars every time you shop, this current account comes with many extra benefits


  • Start with an initial minimum deposit of AED 100,000 (Deposit balance should reach AED 370,000 within six months) / Salary transfer of a minimum AED 75,000 / Mortgage of AED 5 Million / Insurance policy of USD 2000 per month.

Required documents

  • Salary certificate
  • Copy of valid Passport / Visa / Emirates ID (Originals must also be presented)

Note: Additional documents may be required depending on case-by-case basis at the sole discretion of the Bank.

Fees and charges

Charge Description Frequency Value
Minimum Balance Daily   NIL
Initial Deposit* (for non-salaried customers) Per Account AED 100,000
Low Balance Charge Monthly Free
Account Closure Fee (If closed within 1 year of opening) Per request AED 50
Standing Instructions Establishment Fee Per request NIL
Release (clearance) Letter Per request AED 50
Statement of Account (Free within the agreed cycle, AED 25 outside the cycle) Per cycle Outside the cycle AED 25 per cycle
Teller Charge (A/c to A/c transfer, cash withdrawal, cash
deposit, cheque deposit, etc.)
Per item 8 free per month, AED 10 afterwards
Utility Payment (at the branch) Per item AED 10
Interest on Debit Balance Monthly minimum charge %18 p.a. (min AED 175 p.m.)
Processing Fee for Overdraft At setup AED 200
Manager’s Cheque Per item AED 30
First cheque book (at time of account opening)   Free
Cheque Book delivery Fee Per item Free**
Cheque Collection Fees Per item Free
Undelivered Cheque Book (destroyed) Per item AED 50
Returned Cheques’ Fees Per item NIL when deposited into your account
Returned Cheques’ Fees Per item AED 100 - When drawn on your account
Stop Payment Instructions (cheque) Per item AED 50
Special Clearing of Non-NBAD Cheques Per item AED 100
Real Madrid MasterCard World Elite Debit Card
Issuing Fee (for primary card) Per item Free
Issuing Fee (for supplementary card) Per item Free
Replacement For Lost/Stolen Card Per item Free
ATM Cash withdrawal fees on NBAD and non-NBAD ATMs in UAE Per item Free
ATM Cash withdrawal fee on GCC Switch/International ATMs Per item AED 15/6 (this fee is waived for the 1st four withdrawals per month) + %2 of transaction amount as FX charges
Balance Enquiry on NBAD ATMs in UAE Per item Free
Balance Enquiry of non-NBAD ATMs in UAE Per item AED 1
Declined Transaction on non-NBAD ATMs in UAE Per item AED 1
Balance Enquiry on GCC Net ATMs Per item AED 3
Uncollected Card (destroyed by bank) Per item NIL

*Initial deposit can be placed in any NBAD Elite Gold Product i.e. Elite Gold Current Account or Elite Gold Savings Account or Fixed Deposit or Call Account.

**AED 50 charge applicable for instant cheque book delivery and third party delivery option respectively.


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