With no account-related charges and added lifestyle extras, One Pro is the professional’s choice
The One Pro Current Account is no longer issued by the bank and any information shown here is for existing customers only
See all the great benefits that make this one of our most popular accounts
The One Pro account is packed with features that make managing your money easy.
- No minimum balance required
- One free cheque book when you open your account
- Lifeline Overdraft facility*
- 25% discount on rates for Car Loans
- Comes with a Visa Signature Credit Card and a range of associated benefits
- First international remittance free per month (Charge is reversed at the end of the month)
*Subject to bank approval. Terms and conditions apply.
To view the Terms and Conditions for Accounts and Banking Services, please click here.
Debit Card features
You will receive a free One Pro MasterCard Platinum Debit Card with your account, which will open up a world of benefits.
- Free cash withdrawals from all ATMs in the UAE
- Gain free access to the exclusive Marhaba Lounge in Dubai International Airport and many other international lounges
Rewards and offers
Earn Stars on your debit card purchases and reward yourself with travel, retail and lifestyle benefits.
- Earn Stars on every purchase. i.e. 0.5 Stars for every AED 2 you spend.
- Redeem your Stars for Etihad Guest miles, Emirates Skywards miles or tickets on any airline via the Stars portal or with the equivalent value on the Stars Prepaid card
- Special offers and discounts from select premium retailers in the UAE. See our latest offers
- For UAE residents only
- Salaried customers with a minimum monthly salary of AED 10,000 up to AED 50,000
- Copy of valid Passport / Visa / Emirates ID (Originals must also be presented)
- Salary transfer letter (Dated within the last 30 days)
Fees and charges
|1||Minimum Balance requirement||Daily||NIL|
|2||Low Balance Charge||Monthly||Free|
|3||Account Closure Fee (if closed within 1 year of opening)||Per request||AED 100|
|4||Statement of Account||Per cycle||Free within the agreed cycle, AED 25 outside the cycle
|5||Teller Charge (A/c to A/c transfer, cash withdrawal, cash deposit, cheque deposit, etc.)||Per item||6 free per month, AED 10 afterwards|
|6||Utility payment (at branch)||Per item||AED 10|
|7||Interest on debit balance||Monthly minimum charge||18% p.a. (min AED 175 p.m.)|
|8||Processing Fee for Overdraft||At setup||AED 200|
|9||Release (Clearance) Letter||Per request||AED 50|
|B.||Payment Execution Fee*|
|1||By Demand Draft, Payment Order through Central Bank (postage included)||Per payment||AED 25|
|2||By SWIFT Transfer in Foreign Currency (plus applicable charges of SWIFT)||Per payment||AED 15|
|3||Within our branches||Per payment||NIL|
|4||By Manager’s Cheque||Per item||AED 30|
|C.||Standing Instructions Fee|
|1||Standing Instructions Establishment Fee||Per request||AED 50|
|2||Amendment Fee (excl. requests to defer/ postpone payment)||Per request||AED 25|
|3||Standing Order favoring charity organization within UAE||Per payment||NIL|
|1||First Cheque Book (at time of account opening)||Per account||Free|
|2||Cheque Book delivery by Courier||Per item||AED 25|
|3||Cheque Book delivery at branch||Per item||AED 50**|
|4||Cheque Collection Fees (inside UAE)||Per item||Free|
|5||Undelivered Cheque Book destroyed||Per item||AED 50|
|6||Returned Cheque Fees (when deposited into your account)||Per item||NIL|
|7||Returned Cheque Fees (when drawn on your account)||Per item||AED 100|
|8||Stop Payment Instructions (cheque)||Per item||AED 50|
|9||Special Clearing of Non-branch Cheques||Per item||AED 100|
|1||Issuing Fee (for primary card)||Per item||Free|
|2||Issuing Fee (for supplementary card)||Per item||AED 25|
|3||Replacement for Lost/ Stolen Card||Per item||AED 25|
|4||Cash withdrawal fees on our & Non-branch ATMs in UAE||Per transaction||Free|
|5||Cash withdrawal fee on GCC Switch ATMs||Per transaction||AED 6 + 2% of transaction amount as FX charges|
|6||Cash withdrawal fee on International ATMs||Per transaction||AED 15 or 2.5% of withdrawn amount whichever is higher + 2% of transaction amount as FX charges|
|7||Balance Inquiry on our ATMs in the UAE||Per request||Free|
|8||Balance Inquiry on Non-branch ATMs in the UAE||Per request||AED 1|
|9||Declined Transaction on Non-branch ATMs in the UAE||Per transaction||AED 1|
|10||Balance Inquiry on GCC Net ATMs||Per request||AED 3|
*Free International Remittance per month for the 1st transaction only.
**AED 50 charges applicable for instant chequebook delivery and third party delivery option.
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