Tailored to help you achieve your savings goals and financial independence
The Ladies Savings Account (Al Nada) is specially designed for women
The exclusive privileges of the account along with the MasterCard Platinum Debit Card, offers a comprehensive range of attractive features and benefits to suit your lifestyle.
Click here to insert your account details and generate your IBAN
Discover a savings account that gives you so much more
As well as competitive interest rates that make your money work harder, your account is designed to be flexible and give you access to a range of benefits.
- Maintain an average balance of at least AED 3000 or equivalent
- Competitive interest rates on your account
- Free MasterCard Platinum Debit Card
- Available in dirhams and other currencies
* Subject to bank approval. Terms and conditions apply
To know the current Interest Rates for each Savings Product, please click here.
Note: These Interest Rates are subject to change and will be updated from time to time.
Debit Card features
Your free MasterCard Platinum Debit Card gives you access to your money when you need it, and additional benefits including airport lounge access.
- Cash withdrawals from any ATMs displaying UAE/GCC Switch logos throughout GCC and at ATMs worldwide displaying MasterCard/ Cirrus logos
- Complimentary airport lounge access: across the Middle East, with no prior booking, simply show your MasterCard Platinum Debit Card
- Enjoy Purchase Protection with all your purchases for up to 90 days from the purchase date
- For ladies above 21 years of age
- Salaried and non-salaried customers are eligible
- Open to UAE nationals, resident expatriates and non-resident
- Copy of valid Passport / Visa / Emirates ID (Originals must also be presented)
Fees and charges
|Minimum balance||Monthly||AED 3000
|Initial minimum deposit
|Account Monthly Charges||Monthly||NIL|
|Low Balance Charge||Monthly||AED 25 (from 2nd month onwards)|
|Account Closure Fee||Per request
||AED 100 (if closed within 1 year); NIL (if closed after 1 year)|
|Standing Instructions Establishment Fee||Per request
|Payment Execution Fee|
|By means of Demand Draft, Payment Order through Central Bank (postage included)||Per payment||AED 25|
|Within NBAD branches||Per payment||Free|
|Amendment Fee (excl. requests to defer/ postpone payment)||Per request||AED 25
|Standing Order favoring charity organization within UAE
|Release (Clearance) Letter||Per request
|Statement of Account||Per cycle||Free within the agreed cycle, AED 25 outside the cycle
|Teller Charge (A/c to A/c transfer, cash withdrawal, cash deposit, cheque deposit, etc.)||Per item||6 free per month, AED 10 afterwards
|Utility payment (at branch)||Per item||AED 10 per transaction|
|Manager’s Cheque||Per item||AED 30|
|Issuing Fee (for primary card)||Per item||Free|
|Issuing Fee (for supplementary card)||Per item
|Replacement for Lost/ Stolen Card||Per item||AED 25|
|International Transaction Fee||Per transaction
||2% of transaction amount|
|Cash withdrawal fees on NBAD ATMs in UAE||Per transaction
|Cash withdrawal fees on Non-NBAD ATMs in UAE||Per transaction||AED 2|
|Withdrawal Fee on GCC Net ATMs||Per transaction
||AED 6 + 2% of transaction amount as FX Charges
|Balance Inquiry on NBAD ATMs in the UAE||Per request
|Balance Inquiry on Non-NBAD ATMs in the UAE||Per requst
|Declined Transaction on Non-NBAD ATMs in the UAE||Per transaction||AED 1|
|Balance Inquiry on GCC Net ATMs||Per request
|Withdrawal on International ATMs||Per transaction||AED 15 or 2.5 % of withdrawn amount whichever is higher + 2% of transaction amount as FX Charges|
|Uncollected Card destroyed by Bank||Per item||NIL|
|Copy of sales slip||Per request
|Instalment deferral fees*||AED 100
|Safe Deposit Boxes - 50% off on annual charges|
|- Small||AED 300 p.a.
|- Medium||AED 400 p.a.|
|- Large||AED 750 p.a.|
|- Extra Large||AED 1000 p.a.
|Interest on credit card||1.5%|
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