Al-Futtaim NBAD Platinum Credit Card

An exceptional rewards program, offers from Al-Futtaim, and a low interest rate of only 2.075% per month

Al-Futtaim NBAD Platinum Credit Card

     

Highlights

  • Enjoy 0% EPP at Al-Futtaim showrooms & stores
  • Free for life Credit Card at a low monthly interest of just 2.075% (24.9% APR)*
  • For a limited time, earn 4% rewards value on all Al-Futtaim purchases & 2% everywhere

Easy Cash

Take up to 75% of your card limit as cash direct to your bank account and repay it over 24 months

Easy Cash Calculator

A range of travel and lifestyle benefits, and rewards and offers from Al-Futtaim and NBAD

Al-Futtaim NBAD Stars Calculator


Al-Futtaim NBAD Stars earned* Cashback to settle Credit Card bill Emirates Skywards Miles Etihad Guest Miles

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* Offer valid until 31st December 2016 following which standard earn rate of 2:1 respectively apply.

Shop Safely

For added security when you make transactions online, we will send you a One Time Password (OTP) before we authorise your transaction.

Plus, each time a transaction is made on your Al-Futtaim NBAD Platinum Card, we will send you an SMS alert, so you can keep track of your card use and spending.

Ease and convenience

Avail of a range of flexible and convenient ways to manage your payments

  • Buy now and pay later with no interest charged, with our 12 month 0% Easy Payment Plan (EPP) for transactions over AED 1,000 made at Al-Futtaim showrooms and stores across the UAE. SMS “EPP” to 2050 to convert the purchase transaction to EPP for the required tenure.
  • Transfer your outstanding balance on any bank’s credit card to your Al-Futtaim NBAD Platinum Card, and enjoy low preferential rates on your transferred balance. To apply, SMS “BT” to 2050 or check with any NBAD branch for the existing Balance Transfer Form.
  • Avail up to 75% of your credit limit as cash directly into your bank account within the UAE with NBAD Easy Cash. To apply, SMS “EC” to 2050 or check with any NBAD branch for the existing Easy Cash schemes.
  • Get up to 56 days of interest free credit on your purchases, on payment of your current billing statement in full (i.e. 100% of monthly card outstanding).
  • Get unlimited free Supplementary Cards for your immediate family members, with credit limits set by you.
  • Choose any payment channel of your convenience from the list below:
    • NBAD Branches
    • NBAD Cash and Cheque Deposit Machines
    • NBAD Online (For customers with an NBAD account)
    • Any branch of Al Ansari Exchange

Eligibility

  • A minimum monthly salary of AED 5,000
  • Will require different documents according to how you are employed and paid and whether you are a UAE National

Required documents

If your salary is paid into an NBAD bank account, you will need:

  • Completed and signed branch application form
  • Copy of valid Passport / Visa / Emirates ID (Originals must also be presented)
  • Security cheque can be a UAE bank cheque from the customer or a dummy cheque provided by the bank

If your salary is NOT paid into an NBAD account, you will need following additional documents in addition to the above mentioned documents:

  • Your latest bank statement
  • A salary certificate, pay slip or labour contract

If you’re self-employed, you’ll need:

  • Proof of owner or directorship
  • Power of Attorney if applicable
  • Completed and signed branch application form
  • Copy of valid Passport / Visa / Emirates ID (Originals must also be presented)
  • Your 3 most recent bank statements for your business and personal accounts
  • Etisalat or Du bill of the company including a copy of a utility bill or statement
  • Security cheque can be a UAE bank cheque from the customer or a dummy cheque provided by the bank

Fees and charges

Schedule Fees
Principal Annual Fee Free for life
Supplementary Annual Fee Free for life
Retail Interest Rate*
2.075% p.m. (24.9% APR)
Cash Advance Interest Rate 3.09% p.m.
Cash Advance Limit 60% of Credit Limit
Cash Advance Fee (% of withdrawal amount) 3% of the amount of cash obtained, with a minimum of AED 100 per transaction
International Transaction Charges 2.75%
Choice of Monthly Payment 5% to 100% of outstanding
Minimum Monthly Payment 5% of outstanding balance or AED 100 (whichever is higher)
Late Payment Fees AED 250
Over Limit Fees AED 250
Credit Shield Plus Charged per month at 0.85% of outstanding (maximum AED 1,700)
Statement Reprint Charges AED 25 per statement
Copies of Transaction Slip AED 25
Cheque Returned Fee AED 200
Card delivery via Branch AED 50
Card delivery via Courier No fee
Grace Period – Retail Purchases Up to 56 days on purchases (if amount outstanding is settled in full)
Grace Period – Cash None
Card Replacement Fee No fee
Card Payment at Al Ansari No fee


*Effective 1st September 2016 interest rate will be 2.075% per month (24.9% apr). If the outstanding amount is not paid in full on or before the due date, interest will be charged on the amount outstanding from the transaction date. For any queries or billing information simply call our 24-hr Call Centre on 800 2211, or visit any NBAD branch. NBAD reserves the right to change its card pricing at any time.
 

Balance transfer 3 Months 6 Months* 9 Months* 12 Months* 18 Months 24 Months 36 Months
Interest rate NA 0.00%* 0.90%* 0.80%* 0.70% 0.60% NA
Processing fee NA 2.00%* 0.00%* 0.00%* 0.00% 0.00% NA
Cancelation fee: AED 150 + remaining period interest
*Enjoy 0% interest rate, with no processing fees for up to 12 months when you apply for balance transfer within 90 days from account opening date.
Easy cash (EC) 3 Months 6 Months 9 Months 12 Months 18 Months 24 Months 36 Months
Interest rate 0.90% 0.00% 0.90% 0.90% 0.80% 0.80% NA
Processing fee - 4.00% - - - - NA
Early settlement fee: AED 150 + remaining period interest
Easy Payment Plan on transactions   3 Months 6 Months 9 Months 12 Months* 18 Months 24 Months 36 Months
Interest rate 1.1% *** 1.1% *** 1.20% 1.20%* 1.20% 1.10% 1.10%
Early settlement fee: AED 150
*Spend AED 1,000 or more at Al-Futtaim showrooms and stores across the UAE and enjoy 0% interest for 12 months.
***For selected customers, subject to approval
Easy Payment Plan on balance 3 Months 6 Months 9 Months 12 Months 18 Months 24 Months 36 Months
Interest rate 1.00% 1.00% 1.00% 0.90% 0.80% 0.70% NA
Early settlement fee: AED 250 + remaining period interest
For selected customers, subject to approval
Interest rate: 0%
Cancelation fee: AED 150
For transactions at selected partner merchants

Contact Us

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UAE Helpline

800 22 11

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