Landlord Loans

Borrow against the value of your rental income

If you’re a UAE National Landlord with rental income, our Landlord Loans could give you the extra finance you need.

  • Variable interest rate

    From 9.25% p.a.

  • Generous loan amounts

    Borrow up to AED 2 million

  • Flexible repayment terms

    Up to 48 months. Repayment from rental income received on properties managed by select Banks.

NBAD Tools & Calculators

IBAN Generator & Instalment Calculators

Browse our collection of useful tools and calculators to help you plan your finances.

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Required documents

  • Salary Certificate
  • Assignment of rental income
  • Completed and signed branch application form
  • Copy of valid Passport / Visa / Emirates ID (Originals must also be presented)

Fees and charges

Processing Fee 1% of loan amount (min. AED 500, max. AED 2,500)
Processing Fee on Loan Top-ups 1% of the top-up amount (min. AED 500, max. AED 2,500)
Loan Cancellation Fee AED 100 (if cancelled before disbursal)
Life Insurance Fee 1% upfront on all approved loan amount
Instalment Deferral Fee   AED 100 per deferral
Late payment fee
2% of overdue amount (min. AED 50, max. AED 200)
Loan Rescheduling Fee   AED 250
Early Settlement Fees 1% of amount prepaid (if partial settlement)
1% of amount outstanding (if full settlement)
1% of amount outstanding, max AED 10,000 (in case of buyout)

Reference Rate For Variable Rate Loans

NBAD Base Rate

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* Terms and conditions apply. All rates quoted are p.a. on reducing loan balance. Variable rate linked to NBAD Retail Base Rate.

Ways to Apply

Visit a Branch

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800 22 11

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+971 2 635 8001

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