Expatriates living in the UAE can apply for a personal loan from NBAD up to AED 2 million - enjoy competitive interest rates and repayment periods up to 48 months.
Our loans come with competitive interest rates and flexible repayment terms.
Generous loan amounts*
Competitive interest rates
Starting from 4.74% p.a.* on new loans
Flexible repayment terms
Terms up to 48 months
Enter the amounts and the interest rate
NBAD Tools & Calculators
IBAN Generator & Instalment Calculators
- Bank statements
- Salary transfer letter or salary certificate
- Copy of valid Passport / Visa / Emirates ID (Originals must also be presented)
Fees and charges
|Processing Fee||1% of loan amount (min. AED 500, max. AED 2,500)|
|Processing Fee on Loan Top-ups||1% of the top-up amount (min. AED 500, max. AED 2,500)|
|Loan Cancellation Fee||AED 100 (if cancelled before disbursal)|
|Life Insurance Fee||1% upfront on all approved loan amount
|Instalment Deferral Fee||AED 100 per deferral|
|Late Payment Fee||2% of overdue amount (min. AED 50, max. AED 200)|
|Loan Rescheduling Fee||AED 250|
|Early Settlement Fees||1% of amount prepaid (if partial settlement)
1% of amount outstanding (if full settlement)
1% of amount outstanding, max AED 10,000 (in case of buyout)
|Reference Rate For Variable Rate Loans||NBAD Personal Loan Base Rate (PBR)|
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|*Terms and Conditions apply. This is a Variable Interest Rate Loan. All interest rates quoted are on reducing loan balance.
This is a promotional offer valid for a limited period only and may be subject to change / discontinuance at the sole discretion of the Bank.
*Individual customer loan amount will be based on individual customer eligibility.