The Bank provides personal loans up to AED 5 million for UAE Nationals with flexible repayment terms of up to 48 months and competitive interest rates.
Our loans come with competitive interest rates and flexible repayment terms.
Generous loan amounts
Up to AED 5 million for UAE Nationals
Competitive interest rates
Starting from 4.74%* p.a. on new loans
Flexible repayment terms
Terms up to 48 months
(60 months for UAE Armed Forces employees)
Personal Loans vary from loans for UAE nationals, expats, start-up, buyout, secured, consolidated, landlords and overdrafts.
The Loan Calculator helps you calculate your monthly instalments based on the amount you wish to borrow, the loan duration and the interest rate offered.
- Salary Transfer Letter
- Copy of valid Passport / Visa / Emirates ID (Originals must also be presented)
Fees and charges
||1% of loan amount (min. AED 500, max. AED 2,500)|
|Processing Fees on Loan Top-ups||1% of the top-up amount (min. AED 500, max. AED 2,500)|
|Loan Cancellation Fee||AED 100 (if cancelled before disbursal)|
|Life Insurance Fee||1% upfront on all approved loan amount
|Instalment Deferral Fee||AED 100 per deferral|
|Late Payment Fee||2% of overdue amount (min. AED 50, max. AED 200)|
|Loan Rescheduling Fee||AED 250|
|Early Settlement Fees||1% of amount prepaid (if partial settlement)
1% of amount outstanding (if full settlement)
1% of amount outstanding, max AED 10,000 (in case of buyout)
|Reference Rate For Variable Rate Loans||Personal Loan Base Rate (PBR)|
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|*Terms and Conditions apply. This is a Variable Interest Rate Loan. All interest rates quoted are on reducing loan balance.
This is a promotional offer valid for a limited period only and may be subject to change / discontinuance at the sole discretion of the Bank.