Please note that we have updated our website, to include our new brand’s look and feel.
Please continue to enjoy your usual service, and we will notify you if there are any further changes.

Don't show this again

Start Up Loans

A Start Up Loan can help you settle into your new life.

Whether you have recently moved to the UAE or just started a new job or business here, our Startup Loans offer up to AED 500,000 to help you get up and running. Use the money to fund a new car, furnish your home, or plan ahead for the first few months of living expenses.

You could use the money to fund a new car, furnish your home, or plan ahead for the first few months of living expenses.

Settle in sooner with our Start-Up Loan

  • Get a loan at competitive interest to help stabilise your new life

    Interest rates start from 12.75%

  • Generous loan amounts

    Borrow up to AED 500,000 as a UAE National or up to AED 200,000 as an expat

  • Flexible repayments

    Terms up to 48 months

Enter the amounts and the interest rate

Representative example

Monthly repayment:


Tools & Calculators

IBAN Generator & Instalment Calculators

Required documents

  • Bank statement
  • Completed and signed branch application form
  • Salary transfer letter or salary certificate in the case of a buyout from another bank
  • Copy of valid Passport / Visa / Emirates ID (Originals must also be presented)

Fees and charges

Processing Fees 1% of loan amount (min. AED 500, max. AED 2,500)
Processing Fees on Loan Top-ups 1% of the top-up amount (min. AED 500, max. AED 2,500)
Loan Cancellation Fee AED 100 (if cancelled before disbursal)
Life Insurance Fee 1% upfront on all approved loan amount
Instalment Deferral Fee   AED 100 per deferral
Late Payment Fee 2% of overdue amount (min. AED 50, max. AED 200)
Loan Rescheduling Fee    AED 250
Early Settlement Fees 1% of amount prepaid (if partial settlement)
1% of amount outstanding (if full settlement)
1% of amount outstanding, max AED 10,000 (in case of buyout)

Borrow, invest or save with us

View our wide range of products, including credit cards, mortgages, investment funds and more.

* Terms and conditions apply. All rates quoted are p.a. on reducing loan balance.

Ways to Apply

Visit a Branch

Talk to our experts about your banking needs

Phone Us

Lines Open 24/7

UAE Helpline

600 56 6223

International Helpline

+971 2 635 8001

Email Us

We'll answer your query as soon as possible