Gold Credit Card

The flexible convenient way to shop

Gold Credit Card

Convenience and spending power

Highlights

  • No annual fees free for life
  • Free purchase protection of up to USD 10,000
  • Earn up to 1.25 NBAD Stars for every AED 1 spent

With free purchase protection insurance and a choice of Visa or MasterCard, the Gold Credit Card offers you flexibility and convenience every time you shop.

Make the most of a world of special privileges including dining and shopping offers and more, all with no annual fee

Eligibility

  • Salary in excess of AED 5,000 per month or more

Fees and charges

Schedule Fees  
Principal Annual Fee   Free for life
Supplementary Annual Fee Free for life  
Retail Interest Rate*   3.25% p.m.  
Cash Advance Interest Rate 3.50% p.m.  
Cash Advance Limit   40% of Credit Limit  
Cash Advance Fee (% of withdrawal amount) 3% of the amount of cash obtained, with a minimum of AED 100 per transaction  
International Transaction
Charges
1.95% of transaction value + scheme charges
Choice of Monthly
Payment  
5% to 100% of outstanding  
Minimum Monthly Payment
5% of outstanding balance or AED 100 (whichever is higher)
Late Payment Fees AED 275 per month
Over Limit Fees AED 275 per month
Credit Shield Plus    Charged per month at 0.95% of outstanding
Statement Reprint Charges   AED 25 per statement  
Copies of Transaction Slip
AED 25 per transaction slip
Cheque Returned Fee   AED 200  
Card delivery via Branch
AED 50
Card delivery via Courier   No fee
Grace Period – Retail
Purchases
Up to 56 days on purchases (if amount outstanding is settled in full on or before the due date)  
Grace Period – Cash   None
Card Replacement Fee No fee
Card Payment at Al Ansari No fee


*If the outstanding amount is not paid in full on or before the due date, interest will be charged on the amount outstanding from the transaction date. For any queries or billing information simply call us on 600 56 6223, or visit any NBAD branch. NBAD reserves the right to change its card pricing at any time.

Discover NBAD products to suit you

A range of cards, accounts and exclusive services designed to help you get more for your money

Ways to Apply

Visit a Branch

Talk to our experts about your banking needs

Phone Us

Lines Open 24/7

UAE Helpline

600 56 6223

International Helpline

+971 2 635 8001

Email Us

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