Enjoy a world of exclusive privileges including yacht charter and travel reservations
The One Pro Visa Signature Credit Card brings you the ultimate in luxurious living
Whether you’re making more of your time off, trying to find the perfect gift, or looking for VIP access, the One Pro Visa Signature Credit Card is at your service.
Our concierge services can help with your daily lifestyle needs, from ordering flowers and gifts, to booking travel or finding your next home.
- Complimentary Concierge Service 24/7 - Our exclusive 24-hour concierge service provides personal assistance and information to help with your travel, dining, shopping, and lifestyle needs. To access expert assistance in 9 languages, call toll free (within UAE) 800 0441 3487 or visit www.visamiddleeast.com/signature.
- Enjoy 4 visits to any Fitness First Club at AED 30 per visit within a calendar month. See terms and conditions.
*Effective 1st July 2016, customers can enjoy visits to Fitness First at AED 30 per visit. The minimum monthly spend has been revised to AED 2,000.
- Catch the latest movies from AED 10 on weekdays and AED 20 at the weekend. Offer valid at Cine Royal, Oscar Cinema and Reel Cinemas.
*Effective 1st July 2016, the movie pricing at all participating cinema locations in Abu Dhabi will be revised to AED 10 during weekdays. A minimum monthly spend of AED 2,000 is required for customers to enjoy the movie feature.
Whether you're travelling for business or pleasure our range of travel services will ensure your journey is as smooth as possible
- Enjoy 2 complimentary Airport Transfer services per calendar year when you book your tickets with your One Pro Signature Credit Card. See the city limits. See the city limits.
- Complimentary Meet & Greet services at Abu Dhabi & Dubai Airports. To book Meet & Greet services, call us on 600 56 6223 at least 48 hours prior to your flight departure/arrival, and make sure your tickets are purchased using your card within 120 days from the date of booking the service. Note: your card must be active and you must be travelling to be able to take advantage of this service.
- Unlimited complimentary access to over 500 airport lounges globally. To use this feature, simply complete a onetime registration process and present your One Pro Visa Signature Credit Card at the lounge. For registration, and more information please visit www.loungekey.com/visasignature.
- Exclusive travel benefits including best available rates, room upgrades upon arrival, complimentary continental breakfast and more, at over 900 luxury hotels around the world with www.visaluxuryhotels.com
- 15% discount at yQ Meet & Assist
- Discounts of up to 75% at over 55,000 hotels internationally through Hotel Club. Visit www.hotelclub.com/nbad for more information on discounts
- 15% discount at yQ Meet & Assist
Rewards and offers
Earn 1.75 NBAD Stars for every AED 1 purchase and redeem your NBAD Stars for a range of travel and lifestyle benefits
- Redeem your NBAD Stars for Etihad Guest Miles, Skywards Miles from Emirates, or to book tickets on any airline through our NBAD Stars Travel Portal. Click here for more information.
- NBAD Stars can also be redeemed for the NBAD Stars Card, which is accepted as a payment method wherever you see the Visa sign.
- Enjoy special offers and discounts at selected premium retailers, restaurants and lifestyle venues in the UAE.
Your NBAD One Pro Signature Credit Card comes with a range of additional protection features
- Complimentary Travel Accident Insurance covers you up to USD 500,000 every time you use your Credit Card to book tickets and much more.
- Protect yourself against unexpected events with Credit Shield Plus. When you can’t meet your Credit Card payments due to unforeseen circumstances, your credit card’s outstanding balance (i.e. the amount you owe) is taken care of. To activate your Credit Shield Plus cover, call us on 600 56 6223
- Enjoy Purchase Protection and Extended Warranty period of 12 months beyond the manufacturer/ retailer warranty with your NBAD One Pro Visa Signature Credit Card.
- Your NBAD One Pro Visa Signature Credit Card offers you complimentary International Medical & Travel Assistance to make your trip memorable for all the right reasons. For more details, click here.
- Benefit from NBAD Visa Signature Global Emergency Services including card replacement and cash disbursements. Visit Visa Middle East for details.
- Protect your home contents against the unexpected with a Home Content Insurance plan . You can enjoy a flexible home content insurance plan starting from just AED 25 per month. Sum insured limits range from AED 50,000 to AED 150,000 that let you choose the plan that works just right for you. Click here for more details. Click here for T&Cs. To apply SMS ‘HOME’ to 2050.
- NBAD One Pro is a bundled product that is available with the NBAD One Pro Current Account
- As this is a bundled product, both the card and the account are co-originated and the customer cannot apply for one without the other
- The product will be offered only to new to bank (NTB) customers with a minimum monthly salary of AED 10,000
The NBAD One Pro Visa Signature Credit Card is exclusively available as part of the NBAD One Pro product package, so you will need to hold an NBAD One Pro account to be eligible.
- Completed and signed branch application form
- Copy of valid Passport / Visa / Emirates ID (Originals must also be presented)
- Security cheque can be a UAE bank cheque from the customer or a dummy cheque provided by the bank
- If you would like our customer care team to contact you please complete the online Credit Card Application Form
Fees and charges
|Principal Annual Fee||Free for life|
|Supplementary Annual Fee||Free for life|
|Retail Interest Rate*||3.25% p.m.|
|Cash Advance Interest Rate**||3.09% p.m.|
|Cash Advance Limit||60% of Credit Limit|
|Cash Advance Fee (% of withdrawal amount)||3% of the amount of cash obtained, with a minimum of AED 100 per transaction|
|International Transaction Charges**||2.75%|
|Choice of Monthly Payment||5% to 100% of outstanding|
|Minimum Monthly Payment||5% of outstanding balance or AED 100 (whichever is higher)|
|Late Payment Fees**||AED 250 in any month that the payment is late, or not made, or is less than the minimum amount due|
|Over Limit Fees**||AED 250 in any month that the outstanding balance is greater than the assigned credit limit|
|Credit Shield Plus||Charged per month at 0.85% of outstanding (maximum AED 1,700)|
|Statement Reprint Charges||AED 25 per statement|
|Copies of Transaction Slip||AED 25 per transaction slip|
|Cheque Returned Fee||AED 200|
|Card delivery via Branch||AED 50|
|Card delivery via Courier||No fee|
|Grace Period – Retail Purchases||Up to 56 days on purchases (if amount outstanding is settled in full on or before the due date)|
|Grace Period – Cash||None|
|Card Replacement Fee||No fee|
|Card Payment at Al Ansari||No fee|
*If the outstanding amount is not paid in full on or before the due date, interest will be charged on the amount outstanding from the transaction date. For any queries or billing information simply call us on 600 56 6223, or visit any NBAD branch. NBAD reserves the right to change its card pricing at any time.
|Balance transfer||3 Months||6 Months||9 Months||12 Months||18 Months||24 Months||36 Months|
|Cancelation fee: AED 150 + remaining period interest|
|Easy cash (EC)||3 Months||6 Months||9 Months||12 Months||18 Months||24 Months||36 Months|
|Early settlement fee: AED 150 + remaining period interest|
|Easy Payment Plan on transactions||3 Months||6 Months||9 Months||12 Months||18 Months||24 Months||36 Months|
|Interest rate||1.1% ***||1.1% ***||1.20%||1.20%||1.20%||1.10%||1.10%|
|Early settlement fee: AED 150|
|***For selected customers, subject to approval|
|Easy Payment Plan on balance||3 Months||6 Months||9 Months||12 Months||18 Months||24 Months||36 Months|
|Early settlement fee: AED 250 + remaining period interest|
|For selected customers, subject to approval|
|Interest rate: 0%|
|Cancelation fee: AED 150|
|For transactions at selected partner merchants|
**Effective 1st November 2016, Late Payment and Over limit Fee on NBAD Credit Cards will be revised to AED 275 per month and International Transaction Fee will be revised to 2.95%. The Cash Advance Interest Rate will also be revised to 3.50% per month.
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