Platinum Credit Card

Discover a world of travel and lifestyle privileges

Platinum Credit Card

Stay fit, dine out in style and catch the latest films


  • Earn up to 1.75 Stars for every AED 1 spent
  • Lifestyle benefits including discounts on movies & access to fitness clubs
  • Travel benefits including Meet & Greet, airport transportation & lounge access

Enjoy a range of discounts and privileges throughout the UAE and the world

Platinum makes your money work harder to enjoy more of life’s little luxuries


  • Salary in excess of AED 8,000 per month or more
  • Will require different documents according to how you are employed and paid and whether you are a UAE National

Fees and charges

Schedule Fees
Principal Annual Fee Free for life
Supplementary Annual Fee Free for life
Retail Interest Rate*
3.25% p.m.
Cash Advance Interest Rate 3.50% p.m.
Cash Advance Limit 60% of Credit Limit
Cash Advance Fee (% of withdrawal amount) 3% of the amount of cash obtained, with a minimum of AED 100 per transaction
International Transaction Charges 1.95% of transaction value + scheme charges
Choice of Monthly Payment 5% to 100% of outstanding
Minimum Monthly Payment 5% of outstanding balance or AED 100 (whichever is higher)
Late Payment Fees AED 275 per month
Over Limit Fees AED 275 per month
Credit Shield Plus Charged per month at 0.99% of outstanding
Statement Reprint Charges AED 25 per statement
Copies of Transaction Slip AED 25 per transaction slip
Cheque Returned Fee AED 200
Card delivery via Branch AED 50
Card delivery via Courier No fee
Grace Period – Retail Purchases Up to 56 days on purchases (if amount outstanding is settled in full on or before the due date)
Grace Period – Cash None
Card Replacement Fee No fee
Card Payment at Al Ansari No fee

*If the outstanding amount is not paid in full on or before the due date, interest will be charged on the amount outstanding from the transaction date. For any queries or billing information simply call us on 600 56 6223, or visit any of our branch. Our Bank reserves the right to change its card pricing at any time.

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A range of cards, accounts and exclusive services designed to help you get more for your money

Ways to Apply

Visit a Branch

Talk to our experts about your banking needs

Phone Us

Lines Open 24/7

UAE Helpline

600 56 6223

International Helpline

+971 2 635 8001

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