MasterCard World Credit Card

Feel welcome and enjoy a world of benefits wherever you are

MasterCard World Credit Card

Exclusive services, protection and value added benefits

Highlights

  • Free travel insurance of up to USD 500,000
  • Complimentary concierge service, Fitness First & cinema discounts
  • Travel benefits including Meet & Greet, airport transportation & lounge access

Experience our complimentary 24/7 concierge and VIP airport lounge access

Easy Cash

Take up to 75% of your card limit as cash direct to your bank account and repay it over 24 months

Easy Cash Calculator

Take advantage of exclusive travel and leisure benefits around the world

Shop safely

For added security for online transactions, we will send you a One Time Password (OTP) before we authorise your transaction.

  • Plus, each time your card is used, we’ll send you an SMS alert to let you know, so you can keep track of your card use and spending.  

Ease and convenience

Enjoy easy payment plans, easy cash and other convenient ways to use your MasterCard World Card.

  • Transfer your outstanding balance from any other bank’s credit card to your NBAD MasterCard World Credit Card. Enjoy a low preferential interest rate on the balance and much more. To apply, SMS “BT” to 2050 or call 800 40000 or complete our online Balance Transfer Form.
  • Spread your payments with our 0% Easy Payment Plan. SMS “EPP” to 2050 or call 800 40000 to convert the purchase transaction to EPP for the required term.
  • Take up to 75% of your card limit as cash, direct to your bank account and repay it over 24 months with Easy Cash. To apply, SMS “EC” to 2050 or call 800 40000.
  • Up to 56 days of interest free credit
  • Unlimited free supplementary cards for your family members, with credit limits set by you.

Eligibility

  • You’ll need to be a Private Banking Customer

Required documents

  • Completed and signed branch application form
  • Copy of valid Passport / Visa / Emirates ID (Originals must also be presented)
  • Security cheque can be a UAE bank cheque from the customer or a dummy cheque provided by the bank
  • If you would like our customer care team to contact you please complete the online Credit Card Application Form

Fees and charges

Schedule Fees
Principal Annual Fee   Free for life
Supplementary Annual Fee Free for life
Retail Interest Rate* 0.99% p.m.
Cash Advance Interest Rate 3% p.m.
Cash Advance Limit 60% of Credit Limit
Cash Advance Fee (% of withdrawal amount) 3% of the amount of cash obtained, with a minimum of AED 100 per transaction
International Transaction Charges 2.75%
Choice of Monthly Payment 5% to 100% of outstanding
Minimum Monthly Payment 5% of outstanding balance or AED 100 (whichever is higher)
Late Payment Fees AED 250 in any month that the payment is late, or not made, or is less than the minimum amount due
Over Limit Fees AED 250 in any month that the outstanding balance is greater than the assigned credit limit
Credit Shield Plus Charged per month at 0.85% of outstanding (maximum AED 1,700)
Statement Reprint Charges AED 25 per statement
Copies of Transaction Slip AED 25 per transaction slip
Cheque Returned Fee AED 200
Card delivery via Branch AED 50
Card delivery via Courier No fee
Grace Period – Retail Purchases Up to 56 days on purchases (if amount outstanding is settled in full on or before the due date)
Grace Period – Cash None
Card Replacement Fee No fee
Card Payment at Al Ansari No fee


*If the outstanding amount is not paid in full on or before the due date, interest will be charged on the amount outstanding from the transaction date. For any queries or billing information simply call our 24-hr Call Centre on 800 40000, or visit any NBAD branch. NBAD reserves the right to change its card pricing at any time.
 

Balance transfer 3 Months 6 Months 9 Months 12 Months 18 Months 24 Months 36 Months
Interest rate NA 0.00% 0.90% 0.80% 0.70% 0.60% NA
Processing fee NA 2.00% 0.00% 0.00% 0.00% 0.00% NA
Cancelation fee: AED 150 + remaining period interest
Easy cash (EC) 3 Months 6 Months 9 Months 12 Months 18 Months 24 Months 36 Months
Interest rate 0.90% 0.00% 0.90% 0.90% 0.80% 0.80% NA
Processing fee - 4.00% - - - - NA
Early settlement fee: AED 150 + remaining period interest
Easy Payment Plan on transactions   3 Months 6 Months 9 Months 12 Months 18 Months 24 Months 36 Months
Interest rate 1.1% *** 1.1% *** 1.20% 1.20% 1.20% 1.10% 1.10%
Early settlement fee: AED 150
***For selected customers, subject to approval
Easy Payment Plan on balance 3 Months 6 Months 9 Months 12 Months 18 Months 24 Months 36 Months
Interest rate 1.00% 1.00% 1.00% 0.90% 0.80% 0.70% NA
Early settlement fee: AED 250 + remaining period interest
For selected customers, subject to approval
Interest rate: 0%
Cancelation fee: AED 150
For transactions at selected partner merchants

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Ways to Apply

Visit a Branch

Talk to our experts about your banking needs

Phone Us

Lines Open 24/7

UAE Helpline

800 22 11

International Helpline

+971 2 635 8001

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