MasterCard World Credit Card

Feel welcome and enjoy a world of benefits wherever you are

MasterCard World Credit Card

Exclusive services, protection and value added benefits


  • Earn up to 2 Stars for every AED 1 spent
  • Lifestyle benefits like access to Fitness First Clubs & Discounted Cinema Tickets
  • Travel benefits including Meet & Greet, airport transportation & lounge access

Experience our complimentary VIP airport lounge access

Take advantage of exclusive travel and leisure benefits around the world


  • You’ll need to be a Private Banking Customer

Fees and charges

Schedule Fees
Principal Annual Fee   Free for life
Supplementary Annual Fee Free for life
Retail Interest Rate* 0.99% p.m.
Cash Advance Interest Rate 3.50% p.m.
Cash Advance Limit 60% of Credit Limit
Cash Advance Fee (% of withdrawal amount) 3% of the amount of cash obtained, with a minimum of AED 100 per transaction
International Transaction Charges 1.95% of transaction value + scheme charges
Choice of Monthly Payment 5% to 100% of outstanding
Minimum Monthly Payment 5% of outstanding balance or AED 100 (whichever is higher)
Late Payment Fees AED 275 per month
Over Limit Fees AED 275 per month
Credit Shield Plus Charged per month at 0.99% of outstanding
Statement Reprint Charges AED 25 per statement
Copies of Transaction Slip AED 25 per transaction slip
Cheque Returned Fee AED 200
Card delivery via Branch AED 50
Card delivery via Courier No fee
Grace Period – Retail Purchases Up to 56 days on purchases (if amount outstanding is settled in full on or before the due date)
Grace Period – Cash None
Card Replacement Fee No fee
Card Payment at Al Ansari No fee

*If the outstanding amount is not paid in full on or before the due date, interest will be charged on the amount outstanding from the transaction date. For any queries or billing information simply call our 24-hr Call Centre on 800 40000, or visit any branch. Our Bank reserves the right to change its card pricing at any time.

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Ways to Apply

Visit a Branch

Talk to our experts about your banking needs

Phone Us

Lines Open 24/7

UAE Helpline

600 52 5500

International Helpline

+971 2 6811511

Email Us

We'll answer your query as soon as possible