Ratibi Prepaid Card

Have your salary paid safe and securely on to your Ratibi Prepaid Card

Ratibi Prepaid Card

Convenient prepaid card that gives you access to your money when you need it


  • Free personal accident insurance
  • No monthly charges and no minimum balance
  • Free access to the largest ATM or CDM network 24/7

With the Ratibi Payroll Prepaid Card, you’re able to securely make payments at retailers, deposit and withdraw your money from a wide range of ATM networks around the world. All without the need for a bank account, saving you money on banking fees.

See all the great benefits that come with Ratibi card

  • Free SMS alerts on every salary credit
  • 24-hour access to the NBAD Contact Centre
  • Cardholders can select their own ‘PIN’ from NBAD ATMs
  • Can be used in all VISA/MasterCard merchants worldwide
  • 100% compliant with the UAE Government’s WPS guidelines

You’re insured

  • Free personal accidental insurance up to AED 25,000 in case of death or hospitalisation
  • Hospital cash benefit:
    In the event of hospitalisation due to injury for atleast 24 hours, you are eligible for daily cash benefit of AED 50
    (For a maximum period of 30 days subject to a total of AED 1,500)
  • Permanent total disability due to accident:
    100% of sum insured
  • Death due to accident:
    100% sum insured

Safe and convenient

  • Dedicated help desk
  • No need for wage slips
  • Fully automated service
  • It’s a secure easy way to receive your wages

Contact Us

Phone Us

Lines Open 24/7

UAE Helpline

6005 222 98

International Helpline

+971 2 635 8001

Email Us

We'll answer your query as soon as possible