CASA Guaranteed Gold Campaign

Bring your savings to NBAD and get guaranteed gold*

Deposit a minimum of AED 100,000 in your new NBAD account, get guaranteed gold* and NBAD MasterCard® Debit card

Earn a return equivalent of up to 2.7% p.a.** in the value of gold by simply

  • Keeping the balance in your NBAD account for a minimum period of 4 months and
  • Spending at least AED 2,000 using your NBAD MasterCard® Debit Card
Balance Increase during the campaign Guaranteed gold* (gms)
AED 100,000 and above up to AED 200,000 5
AED 200,000 and above up to AED 500,000 10
AED 500,000 and above up to AED 1 Million 20
AED 1 Million and above 60

Current Account

Apply online for an NBAD Current Account and one of our representatives will contact you

Apply now

Savings Account

Apply online for an NBAD Savings Account and one of our representatives will contact you

Apply now
*Terms and Conditions apply.
For further information please SMS “GOLD” to 2050 or call NBAD Toll Free 800 2211.
The account should be the first account with NBAD and must be opened during the campaign.
This is a promotional offer valid for a limited period only and may be subject to change / discontinuance at the sole discretion of the Bank.
**Equivalent earnings are calculated on an average balance growth of AED 1 Million and guaranteed gold* of 60 grams. Gold price assumed as AED 150 per gram.

Terms & Conditions

  • Promotion period is from 1st September 2016 to 31st October 2016 (both days included).
  • Only retail customers are eligible for the campaign.
  • Increase in funds must be in Current or Savings account only. Funds deposited in Fixed Deposit and Call accounts do not qualify for the campaign.
  • In case of joint accounts, only primary customer will be eligible for the Gold.
  • The Current or Savings account should be the first account with NBAD and must be opened during the campaign period.
  • At the end of the campaign the increase in funds will be determined. The funds increased during any point in time during the campaign should remain in the account for at least 4 month period, starting from the date of the actual increase. The net balance eligibility will be determined by the bank on the growth achieved for the minimum of the particular amount slab for the gold.
  • Reward: Get guaranteed Gold as per the below balance slab
Growth in CASA balance Guaranteed gold prize
100k-200k 5gm
200k-500k 10gm
500k-1mn 20gm
1mn+ 60gm

Example:

Month of Transaction Debit Credit
Account Balance
Month 1   100,000
100,000
Month 2   500,000
600,000
Month 2 100,000   500,000
Month 2   700,000
1,200,000
Month 2 300,000
  900,000
Month 2 end of month balance
    900,000
Hold period of 4 month starts from date of actual increase in Month 2 and customer will get 20 gms of gold if his balance does not fall below AED 500K during the hold period as customer is eligible for the Gold in slab 500K to 1 million – 20gm which is achieved in the Month 2.  If the balance falls below 500K during the hold period then customer will not be eligible for any gold.

The same calculations applicable for other slabs as well.
  • Customer will not be eligible for any Gold if the fund increase at the end of the campaign is reduced below the balance slab required for the gold during the hold period of 4 months.
  • Total increase at the end of the campaign is considered for calculation of the weight of the Gold customer will get.
  • To become eligible for the gold NBAD Master Card debit should be used for purchase of at least AED 2000/- during the 4 month hold period. However, the account balance should not fall below the balance slab required for guaranteed gold due to the purchase.
  • The bank reserve the right to discontinue the campaign at any time during the duration of the campaign and the discontinuation of the campaign will be announced in Bank’s website 1 day in advance.
  • All customers who are eligible at the time of discontinuation of campaign will receive guaranteed gold once they complete the 4 month hold period.
  • The Bank reserves the right at any time to add/modify/vary or cancel all or any of these terms and conditions without prior notice and without any responsibility whatsoever on its part (including modifying the prize value and eligibility at any time).
  • The winning Customer will bear any and all charges, costs and expenses relating to or connected with the prize and/or the disbursement or receipt of the prize.
  • The wining Customer will be notified by the Bank through their registered address or registered mobile number.
  • The bank will attempt to reach the customer for a period of 1 month after which the prize will be forfeited.
  • NBAD has the right to block the funds transferred to the customer's account in the case of suspicion of any fraudulent activity, money laundering or financial terrorism or terrorist organization or any compliance related issues.
  • In order to ensure transparency and integrity of the product, NBAD has the right to advertise the winning numbers, winners' names and nationalities of the customers as and when required.
  • NBAD reserves the right to disqualify a customer at any time as a winning customer at its sole discretion and without notice.
  • These terms and conditions shall be governed by and construed in accordance with the federal laws for the time being in force in the United Arab Emirates as they are applied in the Emirate of Abu Dhabi and the laws of the Emirate of Abu Dhabi.
  • Any dispute concerning the interpretation of these terms and conditions shall be submitted to the exclusive jurisdiction of the civil court of the emirate of Abu Dhabi.

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