NBAD Personal Call Account

A convenient account available in many currencies

NBAD Personal Call Account

Earn interest on balances and access your money when you need it

Highlights

  • Sweep facility available
  • Available in AED and major currencies
  • Earn interest on balances above AED 50,000

Our Personal Call Account comes with a ‘Sweep’ facility, which automatically takes money from your other accounts to ensure you are always in credit.

  • Great for short or long term savings

  • Available in UAE Dirhams and major currencies

  • Earn interest on balances of AED 50,000 and above

Eligibility

  • ِAvailable to UAE residents and non-residents
  • Salaried and non-salaried customers are eligible

Terms and conditions apply
View the Accounts and Banking Services Terms and Conditions.

Required documents

  • Copy of valid Passport / Visa / Emirates ID (Originals must also be presented)
  • You won’t need a salary certificate unless you’re applying for a credit facility as well

Note: Additional documents may be required depending on case-by-case basis at the sole discretion of the Bank

Fees and charges

3.1 DEPOSIT ACCOUNTS (RESIDENT)
A. Local Currency - Fixed, Call & Notice
i a) Minimum balance to open and continue to earn interest on Call & Notice Accounts.
b) If balance falls below AED 50,000  
  AED 50,000
Interest will not be paid for that day  
ii Low Balance Charges
Monthly AED 25 or equivalent
B. Foreign Currency - Fixed, Call & Notice
i a) Minimum balance to open and continue to earn interest on Call & Notice Accounts.
b) If balance falls below AED50,000 equivalent on any day
  AED 50,000 equivalent
Interest will not be paid for that day
ii Deposits in Currency Notes other than US$
Deposits in US$ Currency Notes
- up to US$ 5000 in a day
- For amount above US$ 5000
  Flat 1% (minimum AED 10)
Free
Flat 1% (minimum AED10)
iii Withdrawals in Currency Notes   Flat 1% (minimum AED 10)
iv Low Balance Charges for Call & Notice Accounts when average balance falls below AED50,000 equivalent during any given month   AED 100 equivalent
C. Other transactions for Call & Notice Accounts - Local and Foreign Currency
i Apply the charges of Current Accounts in Dirham or equivalent in Foreign Currency rounded up to full currency unit    

 

3.2 DEPOSIT ACCOUNTS (NON-RESIDENT)
A. Local Currency - Fixed, Call & Notice
i a) Minimum amount to open and earn interest on Call & Notice Account
b) If balance falls below AED 10,000 on any day
  AED 10,000
interest will not be paid for that day
ii Low Balance Charges when average balance falls below AED 10,000 during any given month   AED 25
B. Foreign Currency - Fixed, Call & Notice  
i a) Minimum amount to open and earn interest on Call & Notice Account
b) If balance falls below AED10,000 equivalent on any day
  AED 10,000 equivalent
interest will not be paid for that day
ii Low Balance Charges for Call when average balance falls below AED 10,000 equivalent during any given month   AED 25 equivalent
iii
Deposits in Currency Notes other than US$ (Fixed, Call & Notice accounts) Deposits in US$ Currency Notes
- up to US$ 5000 in a day
- For amount above US$ 5000
  Flat 1% (minimum AED 10 equivalent)
Free
Flat 1% (minimum AED 10 equivalent)
iv Withdrawals in Currency Notes (Fixed, Call & Notice accounts)   Flat 1% (minimum AED 10 equivalent)
C. Other transactions for Call & Notice Accounts - Local and Foreign Currency
i Apply the charges of Current Accounts in Dirham or equivalent in Foreign Currency rounded up to full currency unit    

IBAN

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