Buyout Loans

If you are a UAE national or expat with a loan at another bank, take control of your borrowing and move to our Bank

With high loan amounts and attractive interest rates, you could access additional funds and reduce your monthly payments with our Buyout Loan.

  • Competitive interest rates

    From as low as 4.74%* p.a.

  • High loan amounts*

    Up to AED 5 million for UAE nationals

  • Flexible repayment terms

    Up to 48 months
    (60 months for UAE Armed Forces employees)

Enter the amounts and the interest rate

Representative example

Monthly repayment:


Tools & Calculators

IBAN Generator & Instalment Calculators

Required documents

  • Liability Letter
  • Salary Transfer Letter
  • Bank Statements (6 months)
  • Copy of valid Passport / Visa / Emirates ID (Originals must also be presented)

Fees and charges

Processing Fee 1% of loan amount (min. AED 500, max. AED 2,500)
Processing Fee on Loan Top-ups 1% of the top-up amount (min. AED 500, max. AED 2,500)
Loan Cancellation Fee AED 100 (if cancelled before disbursal)
Life Insurance Fee 1% upfront on all approved loan amount
Instalment Deferral Fee   AED 100 per deferral
Late Payment Fee 2% of overdue amount (min. AED 50, max. AED 200)
Loan rescheduling Fee
AED 250
Early Settlement Fees 1% of amount prepaid (if partial settlement)
1% of amount outstanding (if full settlement)
1% of amount outstanding, max AED 10,000 (in case of buyout)

Reference Rate For Variable Rate Loans

Personal Loan Base Rate (PBR)

Borrow, invest or save with us

View our wide range of products, including credit cards, mortgages, investment funds and more.

*Terms and conditions apply.
Promotional offer valid for a limited period. All rates quoted are p.a. on reducing loan balance. Individual customer loan amount will be based on individual customer eligibility.

Ways to Apply

Visit a Branch

Talk to our experts about your banking needs

Phone Us

Lines Open 24/7

UAE Helpline

600 52 5500

International Helpline

+971 2 6811511

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