NBAD Elite Gold MasterCard World Debit Card

Enjoy a world of exclusive privileges and rewards

Elite Gold MasterCard World Debit Card

Travel in style and shop securely with a range of card benefits


  • Earn 0.75 NBAD Stars on every purchase
  • Complimentary airport lounge access across Middle East
  • Free travel accident insurance and fraud protection cover

Welcome to the exclusive world of MasterCard World, where you can enjoy airport lounge access and much more.

Enjoy more of life’s little luxuries when you become a MasterCard World cardholder. With extended Warranties on your purchases, fraud protection and more, you can shop all over the world knowing you’re covered.


  • When you open an NBAD Elite Gold Current or Savings Account, you are entitled to receive the MasterCard World Debit Card. The card will be automatically linked to your account and you can spend up to your available account balance when you make a purchase.

Fees and charges

Issuing Fee (for primary card)
Issuing Fee (for supplementary card) Free
Replacement for Lost/ Stolen Card Free
International Transaction Fee / Currency Conversion Fee 2%
ATM Cash Withdrawal Fees on NBAD ATMs in UAE Free
ATM Cash Withdrawal Fees on non-NBAD ATMs in UAE Free
ATM Cash Withdrawal Fees on GCC Net ATMs AED 6 + 2% of transaction amount as FX charges
Balance Enquiry on NBAD ATMs in the UAE Free
Balance Enquiry of non-NBAD ATMs in the UAE AED 1
Balance Enquiry on GCC Net ATMs AED 3
Declined Transaction on non-NBAD ATM in the UAE AED 1
Withdrawals at International ATMs AED 15 or 2.5% of withdrawn amount whichever is higher + 2% of transaction amount as FX charges
Copy of sales slip AED 25
Uncollected Card destroyed by Bank AED 50


*First 4 transactions outside UAE (GCC + International) will be free every month

For any queries or billing information, simply call out 24-hr Call Centre on 800 40000, or walk into any NBAD branch. NBAD reserves the right to change its card pricing at any time.

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Ways to Apply

Visit an Elite Gold centre

Talk to our experts about your banking needs

Phone Us

Lines Open 24/7

UAE Helpline

800 40 000

International Helpline

+971 2 410 3402

Email Us

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