Egypt – عربي

Personal Current Account

Manage your finances with ease and security

Personal Current Account

Our Personal Current Account helps you manage your finances with flexibility and ease with features such as a Cheque Book and Debit Card for your daily transaction requirements

Highlights

  • Cheque book provided
  • Available for joint accounts
  • Flexibility of using the debit card 24/7 on NBAD's ATM network across Egypt as well as ATMs connected through 123 global networks locally and overseas

This account comes with a cheque book, a Debit Card and more lifestyle benefits

Discover a current account with access to exclusive benefits and much more

Eligibility

  • For individuals above 21 years of age
  • Egyptian nationals or resident expats
  • Salaried, self-employed and non-salaried customers are eligible

Required documents

For Egyptians or Resident Expatriates:

  • Valid National ID or Passport
  • Letter of employment
  • Proof of address

For more details contact our call centre 19977 or visit any branch

Fees and charges

Accounts

Minimum Amount To open account
Minimum amount for opening current account Individuals: EGP 3,000/- or USD 1,000/- or EQV.
Minimum amount for opening saving account EGP 2,000/- or USD 1,000/- EQV.
Opening Fees (CASA) EGP 30/- for EGP & USD 5/- or EQV. For Foreign A/C
Minimum Balance Fees - Individuals
Balance Falls Below USD 1,000/- or EQV. USD 5/- Monthly
Balance Falls Below EGP 1,000/-For Current A/C EGP 20/- Monthly
Balance Falls Below EGP 2,000/- For Saving A/C EGP 20/- Monthly
Monthly Fees
Local Currency Account EGP 10.00 Monthly
Foreign Currency Account USD 3.00 or EQV. Monthly
Power of Attorney
POA EGP 25/-
Hold Mail
Charges EGP 50/- , USD 10/- , EUR 8/- or GBP
7/-(Monthly)

 

Cheques

Demand Draft
Issuance (Two Per Mile)
Minimum USD 5/- Max. USD 60/-
Cancellation Free
Stop Payment USD 10 Fees + USD 20 Swift Charges
Manager Cheques
Issuance (Two Per Mile)
Minimum EGP 20/- Max. EGP 200/-
Cancellation Free
Stop Payment EGP 50/-
Certified Cheques
Local Currency (Two Per Mile)
Minimum EGP 20/- Max. EGP 200/-
Foreign Currency (Two Per Mile)
Minimum USD 5/- Max. USD 50/-
Cheque Book Issuance
Cheque Book - 50 Leaf EGP 100/-
Cheque Book - 25 Leaf EGP 50/-
Cheque Book - 10 Leaf EGP 10/-
Stop Payment of Cheques
For Local Currency EGP 50/- Per cheque or per request only
in case of serial blank cheques lost
For Foreign Currency USD 10/- Per cheque or per request only
in case of serial blank cheques lost

 

Collection & Clearing

Outward Collection Commission
Local Cheque/Bills within Clearing House EGP 5/- Per Cheque
Local Cheque/Bills Out of Clearing House (Three Per Mile)
Minimum EGP 20/- Max. EGP 500/-
Foreign Cheque (Three Per Mile)
Minimum USD 5/- Max. USD 100/-
Outward Returned
Other Bank Cheques/Bills Returned Uncollected Local Currency EGP 10
Other Bank Cheques Returned Uncollected Foreign Currency USD 3/-
Inward Collection Commission
Cheque/Bill in Local Currency (Out of Clearing) (Three Per Mile)
Minimum EGP 20/- Max. EGP 350/-
Cheque in Foreign Currency (Three Per Mile)
Minimum USD 5/- Max. USD 100/-
Inward Returned
Cheque/Bill in Local Currency (Our Cheques) EGP 25/- + Mailing Expenses if any
Cheque in Foreign Currency (Our Cheques) USD 10/- + Mailing Expenses if any
Postage & Swift Charges
Postage Inside Egypt EGP 30 For Local Currency & USD 5 for Foreign Currency
Postage Outside Egypt USD 30
Swift Inside Egypt EGP 20
Swift outside Egypt USD 20
Post Dated Cheques
Custody Fees EGP 2/- Per Cheque
Same value date deposit commission to honor inward clearing Cheques – Individuals Accounts ONLY*
Cheques in Local Currency within Clearing House 0.05% per transaction per
day - Minimum of EGP 100
*This commission is collected at the branch receiving the deposit to honor the clearing Cheques pertaining to our Individual Clients ONLY

 

Remittance & Standing Orders

Inward Transfer
Credit to NBAD Customer A/C Free
Outward Transfer
Transfer Commission - Local Currency (Two Per Mile)
Minimum EGP 20- Max. EGP 250/-
Transfer Commission - Foreign Currency (Three Per Mile)
Minimum USD 10- Max. USD 500/-
SWIFT Charges - Local Currency Transfers EGP 20
SWIFT Charges - Foreign Currency Transfers USD 20
Standing Order
Standing Instructions to pay or to transfer EGP 10/- or USD 3/- on each payment + the applied commission & Charges

Discover NBAD products to suit you

A range of cards and accounts and exclusive services designed to help you get more for your money

Contact Us

Phone Us
Customer Enquiries

Egypt Helpline

19977

International Helplines

+20 2 19977
+20 2 240 75360

Working Hours

Sunday to Thursday
8:30 am to 3:00 pm

Mall Branches
Saturday to Friday
11:00 am to 8:00 pm

Email Us

We'll answer your query as soon as possible