Our Lifeline Overdrafts provide a flexible revolving line of credit against your Deposits, Treasury bills and Daily Money Market Funds

Be ready for life’s surprises with a Lifeline Overdraft to cover your short-term lending and cash flow needs.

  • Attractive interest rate and simple and easy process

  • Renewed annually

  • Repayments through an NBAD account

  • Up to 90% of deposit amount (based on the pledged collateral)

  • Deposit/Treasury Bills/Daily Money Market Funds pledged against Overdraft facility

  • Option to choose between a revolving line of credit and fixed instalments


  • Customers maintaining Deposits, Certificate of Deposits, Treasury Bills and DMMF are eligible for an Overdraft
  • Offered to Egyptians and Expatriates (with a valid residency permit in their passport)

Required documents

  • Lien on the collateral dually filled & signed
  • Valid Identification Card or Passport for residents
  • A valid Residency Visa page for Expats

For a complete list of requirements, please visit your nearest branch or call us on 19977

Fees and charges

  • For more details contact our call centre 19977 or visit any branch

More ways to borrow and make more of your money

View our wide range of products, including credit cards, mortgages, and other borrowing products

Contact Us

Phone Us
Customer Enquiries

Egypt Helpline


International Helplines

+20 2 19977
+20 2 240 75360

Working Hours

Sunday to Thursday
8:30 am to 3:00 pm

Mall Branches
Saturday to Friday
11:00 am to 8:00 pm

Email Us

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