Our Platinum Credit Card empowers our customers with special opportunities, services and security features designed to make them feel welcome and secure.
Our Platinum makes your money work harder so you can enjoy more of life’s little luxuries.
Features and benefits
Take more time for you, and for your family with our lifestyle partnership discounts.
- Benefits offered by prime retailers and outlets across Egypt
- Easy cash service
- High credit limits up to three times your monthly salary/income
- Up to 55 days free of interest on purchases
- Monthly required minimum payment is only 5%
- Cash withdrawal up to 70% of card's limit
The Platinum Credit Card is accepted worldwide so you don’t have to worry about carrying cash when travelling abroad.
Also, you’ll receive instant SMS alerts when travelling outside Egypt so that you are always in control of your expenditure.
Rewards and offers
Reward yourself with a range of travel and lifestyle treats.
- Enjoy special offers and discounts at selected premium retailers, restaurants and lifestyle venues in Egypt and the UAE.
Security and Convenience
Your Platinum Credit Card comes with additional protection features by adding security for Internet shopping with One Time Password (OTP)
- Enjoy easy cash and other convenient ways to use your Platinum Card
- Use up to 60% of your card limit as cash, direct to your bank account and repay it on monthly installments up to 36 months with Easy Cash. To apply call 19977
- Get up to 55 days of interest free credit on your purchases, on payment of your current billing statement in full (i.e. 100% of monthly card outstanding).
- For added security, when you make a purchase online we will send an SMS to your Mobile with a One Time Password (OTP) before we authorise your transaction
To apply for the Platinum Credit Card, Please Visit your nearest branch or call our 24/7 call-center on 19977 , or send an email to customersupport@egypt.NBAD.com
- Egyptians and expats with a work permit
- Secured, salaried and self employed customers
- Minimum income for salaried applicants (3k for salary transfer & 5k for Non salary transfer) from an approved list of companies
- Income proof document
- Copy of valid National ID
- Credit Card Application
- I-score & Negative list report, Minimum rating of Good
Fees and charges
|Fees & Charges||Classic Card||Gold Card||Platinum Card|
|Issuance &Renewal Fees (Main Card)||EGP 100||EGP 200||EGP 500|
|Issuance & Renewal Fees (Supp.)||EGP 40||EGP 50||EGP 150|
|Replacement Fees (Main Card)||EGP 50||EGP 100||EGP 150|
|Replacement Fees (Supp. Card)||EGP 40||EGP 50||EGP 100|
|For TD||For TD||For TD|
|For CD||For CD||For CD|
|Minimum Card Limit||EGP 3,000||EGP 10,000||EGP 50,000|
|Yearly Renewal Period||3|
|Pin Code Replacement Charges||Free|
|Cash Advance Limit||60%||70%|
|Cash Advance Charges Locally & Int’l||2 % - Minimum EGP 20||2 % - M i n i m u m EGP 50|
|Mark Up Commission for FCY||3%|
|Late Payment Fees||EGP 40||EGP 50|
|Over Limit Fees
||EGP 50||EGP 75|
|Copy of Credit Card Statement
|Copy of Transaction Slip||Free|
|Minimum Monthly Payment||5% Min. EGP 50 from O/S Statement amount||10% Min. EGP 100 from
O/S Statement amount
|Statement Date||5th of each Month|
|Payment Due Date||Last day of month|
|Internet Banking Fees Online||Free|
|SMS for Card transaction||Free|
|SMS of Monthly Statement Summary||Free|
|Monthly Life Insurance Fees||0.015% From Closing Balance|
1st. Category: Fully Secured
2nd. Category : Against Salary Transfer
3rd. Category: Unsecured
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