Etihad Guest – عربي

Etihad Guest Car Loan

Wheels and a jet engine: benefit from Etihad Guest Miles on your car loan

  • 350 Miles for every AED 20,000 loan amount*

  • Interest rates from 2.99%** on new cars

  • 100% financing of your car insurance

  • Financing for most passenger vehicles

  • For salaried & self-employed applicants

Required documents

Note: additional documents may be required on a case-by-case basis

Fees and charges

Processing Fees  1% of loan amount (min. AED 500, max. AED 2,500)
Installment Deferral Fee AED 100 per deferral
Advance Payment of Installment 1% of the advance payment
Change in Installment Due Date AED 25
Late Payment Fee 2% of overdue amount (min. AED 50, max. AED 200)
Loan Rescheduling Fee AED 250
Early Settlement Fees 1% of amount prepaid (if partial settlement)
1% of amount outstanding (if full settlement)
1% of amount outstanding, max AED 10,000 (in case of buyout)

Earn Miles

Product NBAD Etihad Guest Auto Loan
Type of Miles awarded Joining Miles
Frequency of Miles awarded One time
Transaction On new Auto Loan disbursement
Minimum ‘net incremental Loan amount’ (AED) 50,000
Miles earning rate 350 Miles for every AED 20,000 slab
Miles cap per transaction 10,000 Miles
Other eligibility conditions NBAD Etihad A/C to which salary is transferred & NBAD Etihad Debit Card


*Terms and conditions apply.
Minimum loan amount to earn miles is AED 50,000. Maximum Miles cap per transaction is 10,000 miles.
**2.99% is for illustration purposes, effective interest rate will be approximately 5.62% p.a. calculated on reducing loan balance.
This is a promotional offer valid for a limited period only and may be subject to change or discontinuation at the sole discretion of the bank.


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View our range of Etihad Guest credit cards, accounts and loans

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