Etihad Guest – عربي

Etihad Guest Mortgage Loan

Celebrate your new home with Etihad Guest Miles travel benefits on your Etihad Guest Mortgage Loan

  • 1,000 Miles for every AED 50,000 loan amount*

  • Flexible repayment options from salary or rental

  • Loan up to AED 15 million with attractive interest rates on new loans

  •  Financing for properties across the UAE*

  • Salary transfer not required  

Required documents

Note: additional documents may be required on a case-by-case basis

Fees and charges

Processing fee 1% of approved loan amount (min. AED 5,000)
Life Insurance 0.0365% per month on outstanding loan balance on standard cases
Property Insurance 0.05% p.a. on sum assured
Property Evaluation Fee Between AED 3,000 and AED 8,000
Property Management Fee 4% of rental amount
Late Payment Fee 2% of the delayed amount (minimum. AED 50, maximum AED 200)
Loan Rescheduling Fee AED 3,000
Early Settlement fees 1% of the amount prepaid/outstanding (or in case of Buyout a maximum of AED 10,000)
Mortgage Base: Applicable NBAD Mortgage Base Rate (MBR)


Earn Miles

Product NBAD Etihad Guest Mortgage Loan
Transaction On new Mortgage Loan disbursement On completion of each anniversary
Type of Miles awarded Joining Miles Anniversary Miles
Frequency of Miles awarded One Time Annual
Minimum ‘net incremental Loan amount’ (AED) 1,000,000 N/A
Minimum ‘Loan balance on Anniversary Date (AED) N/A 750,000
Miles earning rate 1000 Miles for every AED 50,000 slab 10,000 Miles per Anniversary
Miles cap per transaction 50,000 Miles 10,000
Other eligibility conditions NBAD Etihad A/C & NBAD Etihad Debit Card

Loan Calculator

Calculate your monthly instalments

The Loan Calculator helps you calculate your monthly instalments based on the amount you wish to borrow, the loan duration and the interest rate offered.

Know more
*Terms and conditions apply.
Minimum loan amount to earn miles is AED 1 million. Maximum Miles cap per transaction is 50,000 miles.
This is a promotional offer valid for a limited period only and may be subject to change or discontinuation at the sole discretion of the bank.

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