Etihad Guest – عربي

NBAD Etihad Guest Personal Loan

With the winning partnership between NBAD and Etihad Airways, you can now earn Etihad Guest Miles by applying for an NBAD Etihad Guest Personal Loan

Our loans come with competitive interest rates and flexible payment terms

  • Earn 500 Etihad Guest Miles for every AED 20,000 loan amount*

  • High loan amounts available with low interest rates from 5.49% p.a.**

  • First repayment after 90 days for buyout loans

Required documents

Note: additional documents may be required on a case-by-case basis

Fees and charges

Processing fee
1% of loan amount (min. AED 500, max. AED 2,500)
Processing Fee on Loan Top-ups
1% of the top-up amount (min. AED 500, max. AED 2,500)
Loan Cancellation Fee
AED 100 (if cancelled before disbursal)
Life Insurance Fee
1% upfront on all approved loan amount
Instalment Deferral Fee AED 100 per deferral
Late Payment Fee
2% of overdue amount (min. AED 50, max. AED 200)
Loan Rescheduling Fee AED 250
Early Settlement Fees 1% of amount prepaid (if partial settlement)
1% of amount outstanding (if full settlement)
1% of amount outstanding, max AED 10,000 (in case of buyout)
Reference Rate For Variable Rate Loans NBAD Personal Loan Base Rate (PBR)

Earn Miles

Product NBAD Etihad Guest Personal Loan
Type of Miles awarded Joining Miles
Frequency of Miles awarded One time
Transaction On new Personal Loan disbursement
Minimum ‘net incremental Loan amount’ (AED) 100,000
Miles earning rate 500 Miles for every AED 20,000 slab
Miles cap per transaction 10,000 Miles
Other eligibility conditions NBAD Etihad A/C to which salary is transferred & NBAD Etihad Debit Card

SMS “PL” TO 2050, CALL 02 495 1010 OR VISIT AN NBAD BRANCH FOR MORE INFORMATION.

NBAD Loan Calculator

Calculate your monthly instalments

NBAD Personal Loans vary from loans for UAE nationals, expats, start-up, buyout, secured, consolidated, landlords and overdrafts.

The NBAD Loan Calculator helps you calculate your monthly instalments based on the amount you wish to borrow, the loan duration and the interest rate offered.

Know more
*Terms and conditions apply.
**This is a Variable Interest Rate Loan. All interest rates quoted are on reducing loan balance.
Minimum loan amount to earn miles is AED 100,000. Maximum Miles cap per transaction is 10,000 miles.
This is a promotional offer valid for a limited period only and may be subject to change or discontinuation at the sole discretion of the bank.

Discover other NBAD Etihad Guest products

View our range of NBAD Etihad Guest credit cards, accounts and loans

Contact Us

Visit Us

Visit a branch to discuss your banking needs

Phone Us

Lines Open 24/7

UAE Helpline

600 56 6223

International Helpline

+971 2 635 8001

Email Us

We'll answer your query as soon as possible