Personal Loan

A competitive, flexible personal loan to help you achieve your goals

Whatever your plans, from home improvements, to paying for a major event like a wedding or your child’s school fees, our Personal Loans will help you achieve your goals. All our loans come with competitive interest rates and flexible repayment terms.

  • Generous loan amounts

    Up to JOD 50,000 for Jordanians

  • Competitive interest rates

    Starting from 8.522%* on new loans

  • Flexible repayment terms

    Terms up to 72 months

  • Free life insurance

    Available with all new loan applications

Required documents

To apply for a Personal Loan, you will need to supply the following documents:

  • Original ID for Jordanians
  • Six months bank statements (if a non NBAD customer and in case of buy-out)
  • Salary transfer letter
  • Three pay slips to prove fixed allowances (if required)
  • Liability letter from other bank (in case of buy-out)
  • Request letter for cashier’s order/settlement of loan/bank undertaking must be signed (in case of buy-out)
  • Signed health declaration form

Fees and charges

Processing fees
1% of loan amount
Instalment Deferral Fee
JOD 10 per deferral
Late Payment Fee
JOD 10
Early Settlement Fees
Nil if paid within a year from the due date
1% if paid more than a year before the due date


View examples of Effective Annual Percentage Rate on loans

Borrow, invest or save with NBAD

View our wide range of products, including credit cards, mortgages, investment funds and more

Contact Us

Customer Enquiries

During working hours

+962 6500 2222

After working hours

+962 6500 2230

Working Hours

Sunday to Thursday
8:30 am to 3:00 pm

Email us

We'll answer you as soon as possible