عُمان - English

Housing Loan (Escaan)

Make the move to NBAD to reduce your monthly mortgage instalments

We know that home is where the heart is that's why NBAD is committed to offering you ways to secure the one you’ve set your mind and heart on

  • Competitive interest rates starting from as low as 5.25% p.a.

  • Pre-approved free for life NBAD Credit Card

  • Maximum repayment period of 25 years

  • Grace period up to 12 months

  • Top-up allowed

  • Finance up to 80% of property value

Required documents

  • Available for Omani nationals and resident expatriates
  • Your employer must be on NBAD’s list of approved employers
  • Your salary must be transferred to your current account in NBAD
  • Construction permit & construction contract required for under construction purpose loans
  • Sale agreement for purchase of an existing property or purchase of land

Fees and Charges

  • Loan Administration Fee: OMR 50
  • Early Repayment Penalty: 1% of the total loan outstanding
  • Top-Up Fee: OMR 5
  • View the Retail Tariff of Charges

Borrow, invest or save with NBAD

A range of products including credit cards, mortgages, investment funds and more

Contact Us

Customer Enquiries

Oman Helpline

800 76076

International Helpline

+968 24 761076

Working Hours

Branches & Regional Office
Sunday to Thursday
8:00 am to 2:00 pm

Email Us

We'll answer your query as soon as possible